See What You Can Afford in Melbourne — In Just 3 Minutes

No jargon. No judgement. Just a simple way to understand your borrowing power as a first home buyer.

Free to use
No credit checks
Takes 3 minutes
Safe & confidential

A clearer picture, without the overwhelm.

Buying your first home in Melbourne feels big — especially when you're unsure how much you can actually borrow. This quiz breaks it down into simple steps so you can get a clear idea of your budget before you start house hunting.

You'll get:

  • Your estimated borrowing power
  • A range of lenders that fit your situation
  • Insights on which grants or schemes you might qualify for
  • A simple next step, based on where you're at

It's all explained in plain English — the way it should be.

You're not dealing with a bank. You're dealing with a human.

At Alliance Financial Group, I help first home buyers feel confident, calm and in control throughout their journey.

No judgement. No pressure. No confusing finance talk.
Just someone in your corner who actually cares about getting you into your new home.

👤

Hi, I'm Jacob

Mortgage Broker, Western Suburbs local, and first home buyer specialist.

Take the Borrowing Power Quiz

Answer a few quick questions and I'll work out your borrowing estimate based on today's lending policies.

Question 1 of 138% complete

What best describes your situation?

Identifies buying intention without pressure.

What Happens After You Submit?

1

I review your answers

I'll look at your income, deposit, commitments and goals to calculate your borrowing range.

2

You get your borrowing power by email

You'll receive a personalised estimate — not a generic online calculator guess.

3

You can book a call if you want next steps

If you'd like, we can walk through your options together. No pressure and definitely no sales pitch.

Real Melbourne First Home Buyers I've Helped

Jacob made everything so clear and explained it in a way I actually understood.

Sarah, Yarraville

I was nervous to even start. Jacob broke it down so easily and showed me I was way closer than I thought.

Priya, Point Cook

Banks kept knocking us back. Jacob found a lender that understood our situation.

James & Mel, Werribee

Frequently Asked Questions

Let's make the first home journey feel simple.

Start the Borrowing Power Quiz