All modules
Module 3 of 5
Borrowing power & credit
How lenders decide what you can borrow, and the specific things quietly reducing your number right now.
4 lessons · 28 minutes
Lessons
How lenders decide what you can borrow
Free previewThe actual calculation behind your borrowing power, step by step.
8 min
Your credit score and file
What's actually on your file, who can see it, and how to fix what's wrong.
7 min
HECS, BNPL and card limits
The three things quietly costing you borrowing power right now.
7 min
Strengthening your file before you apply
A 90-day plan to give yourself the best possible shot.
6 min